We weren't big spenders and we were paying more than the minimum on our home loan so we thought we were doing well, not realising that we could do a lot better. The goal setting is a really good snapshot to see if we are on track to reach our goals. Currently we are well on track to reaching our goal, in fact, we're a long way ahead so we're happy and proud of ourselves because of that. Having all our expenses and income being so transparent and in the one place has really helped us to understand our position. It's definitely worth using Nupath to set yourself up and take control of your finances but depending on your circumstances it might not be something that you need forever.

- N Cirson & K Weidersehn, Bulli, NSW

Initially we were apprehensive, cautious and skeptical. We were happy to take control of ourbudgeting - to see where our money goes and set goals for the future. I liked the quarterly check-ins.

- C &A Preece, NSW

Being able to actually see where the money is going means I get to reign in expenditure and therefore make better inroads into my mortgage. I love the ways to save money, tips on keeping up with the interest rates and suggestions for working with the property managers. Its not just a budgeting service. The suggestions / ways to control what's happening are super helpful. Once initially explained, the money management program is easy to follow and no extra work for getting the tax reports to the Accountant

- M Tennent, Saisbury, QLD

I have been able to reach my goals, which has been surprising and delightful. It's great how you guys work everything out and keep me on track to reach my goal of owning my own home before I retire. Give it a go if you really want to pay your house off as quickly as possible.

- J Love, Coffs Harbour, NSW

Initially, I was a bit skeptical. I know Chris kept reassuring us that it wasn't a cold call that we had ticked something somewhere along the way but it still felt like we had been contacted out of the blue by a company we knew nothing about. I'm pretty distrustful by nature :). We love how easy it is! You spell everything out in plain language, not accountant speak so we can understand exactly what's what and what we need to do to reach our goals. The ongoing support and 3 monthly reviews are awesome to keep us informed and ontrack. You take the stress out of wealth management. Decisions are easy and information is super easy to access.

- T&M Trafford, Kewarra Beach, QLD

Great advice by qualified friendly staff. Can't speak highly enough of the personnel and services provided. Feeling ecstatic that we have paid out one loan and heading towards the next loan.

- W&S Coote, Mutdapilly, QLD

Unsure what we were going to expect- But looked forward to some structure. We are now paying off our home in a lot less time and feeling great about having someone to monitor our spending and give advice where needed. Worked out what areas we can save and reduce spending . We feel like we are getting ahead and achieving our goals. The main reason I would recommend Nupath is it Keeps you on target to Get you ahead of your finances.

- J Dawson & V Blakeley, Mountain Creek, QLD

Was very wary at first but after a few weeks everything just flows. I have managed to save money and my Home loans are coming down quicker than they would have if I was not using the Nupath cashflow.  The amount of savings has exceeded my expectations since working with Nupath.  If you are not using Nupath, Go for it. The helps is there and the service is fantastic.

- Tania Jeffrey, Middle Ridge, QLD

I would like to thank you for all the advice and assistance during the time I have been with Nupath. I would not be in the position I am now of thinking of where I want to be in the next five years as I move towards retirement, I feel I am in a different position now and am more confident in my financial future as I move forward debt free.

- D Wrembeck, Wavell Heights

Initially we were apprehensive, coz we didn't know if we are doing the right thing for us or not. We did not have any goals set on our finances, we just went with the flow, accepted what the banks did with our home loans and credit cards. We were not into paying our debts off, just worked hard, living the life, not worried about the future. Our goal of paying off our home is not too far to reach now and having an investment property to help us in retirement is awesome. The future is looking brighter. We loved everything that Nupath has done for us so I don't think there is something else you could have done.

- J&M Smyth, Marulan NSW

We were not sure how Nupath would help but was interested to get a better understanding of our cash flow. We did not really understand where our money was going.  Since working with Nupath we could see that we were 7 years in front of where we would have been, if we had done nothing and we are on track to paying our mortgage off in 4 more years, instead of 22!  We really did not have to change very many things in our lives to get these results just understand where your money is and how to use it makes all the difference. Thanks for changing our lives in more ways than you will ever know.

- K. Pilkington & J Hageman, Kellyville NSW

Before I met Nupath I was Absolutely shocking and Had no savings at all. Since working with Nupath we have been able to pay thousands off our home loan as well as getting rid of useless credit cards we really didn’t need them, which is terrific.  It’s been amazing how much you can save and how far ahead you can get. With great help and guidance.  Big thank you to Chris,Lauren and Anne for giving us a bright and debt free future.

- S Rose & J Zischke, Victoria Point QLD

Hi Mathew Thanks for your time last week. It was time well spent. We have already taken in the advice you gave us regarding bank accounts and the way to utilise them better. Also spoken to our son Andrew and we are very interested in the options for the future. On a personal note I would like to say how at ease we felt with you. I have worked for sales organisations for over 20 years. We felt real at ease with you approach and manner. There was no "Hard Sell" and we liked that approach. You "actually listened to us" rather than pushing a product or agenda. We hope that we will continue this professional relationship and we fell really positive that you truly have our interests at the forefront of your meetings. We look forward to working with in the very near future. Thanks Rob and Andrea Lewis

- R&A Lewis

We are so greatful to Matt, Gus, lauren & Anne for all the advice, encouragement and know how to manage our finances and to pay off our mortgage sooner. We never in a million years thought we would own an investment property.... just by taking control over our money and budget we have bought our first investment and looking forward to owning more. We can’t recommend Nupath enough. Go on take the plunge you won’t regret it!

- K&C Jackson, Caboolture QLD

I have only good things to say about the Nupath team members I have worked with during this time - Trent, Lauren and Anne - they have been honest, up-front; have made extra trips to visit us and talk us through everything all over again (!), and have ensured that all we've really needed to do is sign documents, and open some new bank accounts. I actually can't believe how smooth the whole process has been. I would certainly recommend Nupath to anyone considering entering the investment property market. Thanks to everybody we've dealt with so far, you've been amazing! Claire & Laurent Pavailler, Brisbane QLD

- C&L Pavailler, Margate QLD